|
|
Services:
Rates
Demand
Deposit Accounts
|
| Items
|
A.P.R.
|
A.P.Y.
|
| Premium Interest Checking with
average daily balance over $2,500 |
1.15% |
1.16% |
| All other Personal Checking
Accounts that offer interest |
1.00% |
1.00% |
|
NOW
|
0.81% |
0.81% |
| Super NOW
|
1.00% |
1.00% |
| HIFI
|
1.15% |
1.16% |
| Super HIFI
|
2.50% |
2.53% |
| Savings
|
1.25% |
1.26% |
- Please refer to the account descriptions for account
requirements and fees. Fees may reduce earnings.
Click here
for information on our accounts.
- We may change the interest rates and annual percentage yield (APY)
on the above accounts at any time.
- We may require not less than seven days notice in writing before
each withdrawal from an interest bearing account, other than a time
deposit, or from any other savings account as defined by Regulation
D.
|
Certificates
of Deposit
|
| Items
|
A.P.R.
|
A.P.Y.
|
| 6 Month < $100,000
|
3.00% |
3.04% |
| 1 year < $100,000
|
3.15% |
3.19% |
| 2 year < $100,000
|
3.15% |
3.19% |
| 3 year < $100,000
|
3.15% |
3.19% |
| 5 year-all amounts > $500 |
3.15% |
3.19% |
- The above Certificate of Deposit
rates are for opening balances of less than $100,000.00.
- The minimum required opening balance
is $10,000.00.
- The annual percentage yield assumes interest will remain on
deposit until maturity of the CD. A withdrawal will reduce
earnings.
- If any of the CD is withdrawn before the maturity date, a
penalty may be imposed.
- We use the daily balance method to calculate the interest on
your account. This method applies a daily periodic rate to the
principal in the account each day.
- Interest begins to accrue on the business day you deposit
non-cash items.
Please call us today to
inquire about rates for CDs less than $10,000 or for rates of CDs
more than $100,000. |
|
|
|
|
All of the above interest rates
and annual percentage yields are accurate as of 02/01/08. Please call
the bank at 501-842-2555 to obtain current rates. |
